As we covered in this post, reducing expenses can have a much more dramatic impact on your net worth than increasing your income by the same amount. The impact spending has on your net worth, and the fact that spending is personally controllable (or mostly […]

Simply put, Expenses are the goods or services you spend your money on. This is the category of spending that is typically addressed by “budgeting”. Generally I find budgeting posts to be overwhelmingly unglamorous or wrought with not-so-subtle value judgements – both of which can […]